Fraud Prevention
Email Risk
Phone Verification
Lead Scoring

Catch Bad Actors
at Onboarding

Detect disposable emails, VoIP phones, dissolved companies, and risky addresses before they reach your platform. One API call returns a 0–100 fraud risk score with per-field signals in under 3 seconds.

5

Free scans

< 3s

Response time

99.9%

Uptime SLA

Live Fraud Scan — test a lead now

Clean lead
Disposable email
Fake phone

Email

Phone

Company

Postcode

CAPABILITIES

Every Fraud Signal in One API Call

Email Fraud Signals

Detects disposable domains (Mailinator, Throwaway, etc.), typosquat domains that impersonate legitimate companies, role accounts (admin@, info@), and undeliverable mailboxes.

Phone Risk Detection

Identifies VoIP numbers, unassigned number ranges, toll-free numbers used as contact details, and line type classification — mobile, landline, or virtual.

Company Fraud Check

Validates company name or number against Companies House. Flags dissolved, newly incorporated (< 6 months), dormant, and liquidation-status companies before you engage.

Address Risk Score

Validates UK postcode against Royal Mail PAF. Returns confidence level, delivery risk, and flags addresses that cannot be confirmed — a common signal in fraudulent onboarding.

Lead Quality Score 0–100

Aggregates all signals into a single 0–100 score with an A–F grade. Email contributes 25 points, phone 20, company 25, address 30 — weighted by fraud impact.

Sub-3-Second Response

All checks run in parallel. Email, phone, company, and address verification complete in a single API call in under 3 seconds — fast enough for real-time onboarding flows.

USE CASES

One API. Every Fraud Prevention Use Case.

From payment onboarding to B2B lead scoring — the same fraud signals, the same structured response, in every workflow.

Stop Fraudulent Merchants and Cardholders Before Account Approval

Payment platforms face chargebacks and regulatory liability when bad actors open accounts. The Fraud Detection API screens every signup before an account is created.

Block disposable email signups at the application stage

Detect VoIP phones used to bypass SMS verification

Flag newly incorporated companies in high-risk merchant categories

Score every application with a consistent 0–100 risk metric

Merchant Onboarding
Chargeback Prevention
VoIP Detection
Account Fraud
Example queries your team can ask
"Score this merchant application before approval"
"Is this email from a real business or a throwaway account?"
"Flag any new accounts where the phone is a VoIP number"
vs. Single-Signal Tools

Manual fraud review is slow and inconsistent. The Fraud Detection API returns a structured risk score in under 3 seconds — fast enough to block bad actors at the point of form submission.

WHY FRAUD DETECTION API

Fraud Detection API vs. Single-Signal Email Tools

SignalFraud Detection APIEmail-Only Tool
Email disposable domain check
Phone VoIP / line type check
Company status (Companies House)
UK address PAF validation
Composite 0–100 risk score
Per-field pass/fail detail
Issues array for each signal
A–F grade for triage automation
Response time

< 3s

< 1s

HOW TO START

Live in 3 Steps. No Card Required.

01

Get Your Free API Key

Sign up with an email and password. No credit card. Your Fraud Detection API key is provisioned instantly with free scan credits to test your integration.

Free Sign Up
02

POST Lead Data — Get a Risk Score

Send email, phone, company name, and postcode to the /v1/validate endpoint. Get back a 0–100 score, A–F grade, and per-field fraud signals in under 3 seconds.

03

Set Your Score Threshold and Go Live

Use the score to automate your triage: auto-approve A/B grades, route C/D to manual review, and block F grades. Purchase credit packs — no subscription.

View Pricing

INTEGRATION

Integrate in Minutes

One POST request. Works in any language. No SDK required.

curl -X POST \
  "https://lead.apitier.com/v1/validate?x-api-key=YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "email":   "jane@techcorp.co.uk",
    "phone":   "+44 7911 123456",
    "company": "Acme Technologies Ltd",
    "postcode": "EC1A 1BB"
  }'

# Response
{
  "lead_quality_score": 87,
  "grade": "A",
  "email":   { "valid": true,  "value": "jane@techcorp.co.uk", "issues": [] },
  "phone":   { "valid": true,  "value": "+447911123456", "line_type": "mobile" },
  "company": { "valid": true,  "name": "Acme Technologies Ltd", "status": "active" },
  "postcode":{ "valid": true,  "value": "EC1A 1BB", "confidence": "HIGH" },
  "issues":  []
}

FAQ

Frequently Asked Questions

The API checks six categories: (1) Email — disposable domains, typosquat domains, role accounts, undeliverable mailboxes; (2) Phone — VoIP numbers, unassigned number ranges, line type (mobile/landline/virtual); (3) Company — dissolved, dormant, newly incorporated, liquidation status; (4) Address — postcode not found in Royal Mail PAF, low confidence validation. Each category returns a pass/fail flag, the value checked, and an issues array.

The score weights each field by fraud impact: email contributes up to 25 points, phone 20 points, company 25 points, and address 30 points. Each field starts at full points and is reduced by the signals found. A score of 85+ is Grade A (clean), 70–84 is Grade B (good), 50–69 is Grade C (review), 30–49 is Grade D (risky), and below 30 is Grade F (high fraud risk).

All fields are optional. You can send just an email address and get an email fraud signal back. The more fields you provide, the more comprehensive the score. For a full composite risk assessment, we recommend sending email, phone, company, and postcode together.

The email check validates deliverability (MX record lookup), checks the domain against a maintained list of 5,000+ known disposable providers, detects typosquat patterns against common legitimate domains, and classifies role-based prefixes (admin@, info@, sales@). It does not send a test email to the address.

The phone check returns: line type (mobile, landline, voip, toll-free, unknown), whether the number is assigned to a real subscriber, the country code and network operator, and a valid flag. VoIP numbers and unassigned ranges are flagged in the issues array.

A common pattern: auto-approve A and B grades, route C and D grades to manual review, and block or require additional verification for F grades. The exact thresholds depend on your fraud tolerance and the value of each user. The per-field detail gives you the signals to write custom rules on top of the score.

Fraud scans are billed as credits from your APITier credit balance. Credits have 12-month validity with no monthly subscription. Free credits are included when you sign up. See the pricing page for current credit pack rates.

Yes. Rate limits are applied per API key. The limit depends on your credit plan tier. Burst limits allow short spikes above the baseline rate. Contact support for high-volume or real-time checkout integration requirements.