KYC Compliance
Companies House
Director Research
VAT Validation

Verify Any UK Business
in Seconds

One API call returns Companies House status, VAT validation, director research, registered address check, and an AI-generated risk score. Everything your compliance team needs before onboarding.

1

API call

< 5s

Response time

99.9%

Uptime SLA

Live KYC Demo — verify a UK company now

Google UK
BT Group
Barclays

Company Name or Registration Number

CAPABILITIES

Full Due Diligence in One API Call

Companies House Verification

Active, dissolved, dormant, or in liquidation — full company profile including registered address, SIC codes, years active, and filing history from Companies House.

Director & Officer Research

Full appointment history for all directors and officers. Flags high directorship counts, dissolved company associations, insolvency exposure, and address clusters for AML.

VAT Number Validation

Cross-checks company name against HMRC VAT register. Returns valid flag, HMRC company name, and a name match result — catches mismatches that indicate fraud or impersonation.

Registered Address Check

Validates the registered postcode from Companies House against Royal Mail PAF. Returns confidence level and flags addresses not found in the postal address file.

AI Risk Scoring

LOW, MEDIUM, or HIGH risk level with a 2–3 sentence plain-English summary written for compliance officers and lenders. Risk flags listed explicitly for audit trails.

Decision-Ready Output

Returns a structured decision: verified / not_found / dissolved / dormant / error. One response your compliance workflow can act on without further transformation.

USE CASES

One API. Every Business Verification Need.

From fintech onboarding to property conveyancing — the KYC Agent delivers the same structured due diligence in every workflow.

Automate Business Onboarding Without Manual Compliance Checks

Fintechs onboarding business clients face strict AML obligations. The KYC Agent replaces manual company lookups, director spreadsheets, and VAT cross-checks with a single structured API response.

Automate the business verification step in your onboarding flow

Flag dissolved or dormant companies before account creation

Pull director history for AML screening in one call

Decision output integrates directly into workflow automation

Payment Accounts
AML
Onboarding Automation
Director Screening
Example queries your team can ask
"Verify Acme Technologies Ltd before we open their payment account"
"Is this company active and not in liquidation? Return directors"
"Cross-check this VAT number against the company name on file"
vs. Manual Due Diligence

Manual Companies House lookups take 10–20 minutes per company. The KYC Agent returns the same data — plus VAT cross-check, director research, and risk scoring — in under 5 seconds.

WHY KYC AGENT

KYC Agent vs. Manual Due Diligence

CheckKYC AgentManual Process
Companies House status
VAT number HMRC cross-check
Director appointment history
AML risk flags (nominee, etc)
Registered address PAF check
AI-generated risk summary
Structured JSON decision output
Audit-ready response
Response time

< 5s

10–20 min

HOW TO START

Live in 3 Steps. No Card Required.

01

Get Your Free API Key

Sign up with an email and password. No credit card required. Your KYC Agent key is provisioned instantly with free verification requests to test the integration.

Free Sign Up
02

POST a Company Name or Number

Send a company name, registration number, or VAT number to the /v1/verify endpoint. Get back a full due diligence snapshot — status, directors, address check, VAT, and risk score — in under 5 seconds.

03

Go Live with Credit Plans

Purchase verification credits. No monthly subscription. Scale from single checks to bulk onboarding pipelines with the same API key and endpoint.

View Pricing

INTEGRATION

Integrate in Minutes

One POST request. Works in any language. No SDK required.

curl -X POST \
  "https://lead.apitier.com/v1/verify?x-api-key=YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{ "company": "Acme Technologies Ltd" }'

# Response
{
  "verification_status": "verified",
  "risk_level": "low",
  "risk_summary": "Acme Technologies Ltd is an active UK company with consistent filing history and no adverse director flags. Registered address confirmed against Royal Mail PAF. VAT registration matches company name.",
  "company": {
    "name": "ACME TECHNOLOGIES LTD",
    "number": "12345678",
    "status": "active",
    "years_active": 8,
    "sic_codes": ["62012"]
  },
  "address_check": { "valid": true, "confidence": "HIGH" },
  "vat_check": { "valid": true, "name_match": "exact" },
  "risk_flags": []
}

FAQ

Frequently Asked Questions

The KYC Agent runs five checks in a single call: Companies House company status and profile, VAT number validation against HMRC, director and officer research with AML risk flag detection, registered address validation against Royal Mail PAF, and an AI-generated risk assessment. The response is structured JSON with a decision status, risk level, plain-English summary, and risk flags array.

Companies House public API (authoritative UK company registry), HMRC VAT validation service, Royal Mail Postcode Address File (PAF) via the APITier postcode infrastructure, and Claude AI for risk reasoning and summary generation. All company and director data comes from official government sources.

Yes. You can pass a Companies House registration number (e.g. "03977902"), a company name (e.g. "Google UK Limited"), or a VAT number (e.g. "GB123456789"). The agent resolves the correct entity from whichever identifier you provide.

Risk flags include: dissolved company, newly incorporated (< 6 months), address not found in PAF, VAT mismatch, overdue accounts, director with high directorship count (> 10 active), director of dissolved companies (≥ 3 in history), currently at insolvent company, address cluster (3+ companies share a postcode), and mass registration address (5+ companies share a postcode).

Director data comes directly from Companies House — the same source used by law firms and financial institutions. The agent returns full appointment history including all current and past roles, resigned dates, and company status at each appointment. For ambiguous names (multiple people), the agent returns the top candidates and flags ambiguity.

Yes. Companies House covers all UK registered companies including those registered in Scotland (SC prefix) and companies limited by guarantee. The address validation covers all UK postcodes including Scottish and Welsh postcodes via Royal Mail PAF.

KYC Agent verifications are billed as credits from your APITier credit balance. Credits have 12-month validity with no monthly subscription. See the pricing page for current credit pack rates. Free credits are included when you sign up to test the integration.

Yes. The KYC Agent is hosted on AWS (EU-West-1) with 99.9% uptime SLA. Response times are under 5 seconds at the 95th percentile. The agent makes multiple upstream calls in parallel — Companies House, HMRC, PAF — to keep latency as low as possible.